Do you have specialized RV insurance or are you depending on your homeowners to cover your needs?
Specialized RV Insurance can offer piece of mind. Do you have total loss replacement?
Where would you be if a tree totaled your RV? Your homeowners insurance and ordinary auto insurance may not offer you the protection as RV insurance, and the extra cost can be worth it. How far does your coverage go? Find out if personal property is stolen from inside the RV, does your homeowners insurance cover it? A specialized RV policy may cover stolen or damaged items at full replacement value.
Many of us have learned from experience that Awnings can be costly to replace. There is always the possibility of breaking down on the road. 24-hour towing can be costly, as many auto plans have limitations. Ask if your RV is incapacitated due to a covered loss, will your hotel expenses be covered. Don’t forget to check if the travel expenses to get you home will be covered? Go RVing has a highly informative article on specialized RV insurance coverage. It may be enlightening for you to review and compare it to what you have for your unit. Take a moment to read this, because an ounce of prevention is worth the pound of cure!